Chris Osmond is the chief investment officer for Prime Capital Investment Advisors (PCIA). Chris began his career in the industry in 2004. Prior to joining PCIA, he served as director of investments at BMO Private Bank. Prior to BMO, he was the assistant vice president/portfolio manager for US Bank's™s Private Client Reserve, where he managed $350 million on behalf of high-net worth and successful families, foundation/endowments, institutions, and various trusts. At PCIA, Chris is responsible for the oversight of the firm's™ investment strategies and guiding investment policy for the entire organization. He is a consistent contributor to U.S. News, and frequents Ingram's Magazine where he has not only been quoted, but published for his insights on how technology is shaping the asset management industry. Chris obtained his Bachelor of Science in finance from the University of Arizona. In addition, he is a CERTIFIED FINANCIAL PLANNER professional as well as a Chartered Financial Analyst. Chris is from Denver, Co., and now lives in Kansas City with his wife and daughter. In his free time, he enjoys golfing, snowboarding, spending time with family, reading and barbequing.

Mark Whyman is a Vice President of Retail Cross Asset Solutions at Citigroup, spearheading the firm’s product and strategy in equity derivatives and structured products to RIA’s. Mark works directly with RIA’s and distributors to create bespoke strategies and solutions for clients. Prior to joining the firm, Mark was Vice President at Deutsche Bank where he spent 10 years on the equity derivatives trading desk in London and covering RIA’s and the Private Bank for derivative solutions. Mark holds a Bachelor’s degree in Economics from Loughborough University, England.

Keith is a member of the investment consulting group at John Hancock Investment Management and has more than 30 years’ experience in the asset management industry. Prior to joining the company in 2018, Keith ran his own consulting firm, where he built professional development programs for advisors focused on behavioral investing and alternative investments. Keith started his career at Columbia Threadneedle Investments, where he held a variety of positions, including client portfolio manager, investment strategist, and head of private bank distribution. Keith earned a B.S. from Ithaca College, and holds the Chartered Alternative Investment Analyst, Certified Financial Planner, and Certified Investment Management Analyst designations.

David is an advisor in the firm’s Potomac, MD office, providing clients with customized financial planning and investment management advice. He specializes in the development and implementation of individualized investment solutions, integrating tax, trust & estate, insurance, retirement, legacy and charitable planning. David takes pride in helping clients achieve their financial goals and providing them with the comfort that all of their wealth management needs are addressed. David has over 15 years of experience in the industry, most recently serving as Director of Business Development & Investor Relations for Billings Capital Management. In addition, he worked closely with ultra-high net-worth clients and their families for almost a decade in his role as a Vice President of Portfolio and Wealth Advisory for BBR Partners. A native of Potomac, David now resides in Washington, D.C. with his wife, Allie, and his two young children, Jace and Mackenzie. David spends his free time skiing, cycling, and traveling with his family. Previous Experience: Director of Business Development & Investor Relations at Billings Capital Management Vice President – Portfolio and Wealth Advisory at BBR Partners Education & Credentials: MBA, Fordham University BS, University of Delaware, Accounting, minor in Economics

Paul Ma is vice president and lead portfolio strategist on the Portfolio Construction Guidance (PCG) team in the Fidelity Institutional Asset Management® (FIAM®) division at Fidelity Investments. Fidelity Investments is a leading provider of investment management, retirement planning, portfolio guidance, brokerage, benefits outsourcing, and other financial products and services to more than 26 million individuals, institutions, and financial intermediaries. In this role, Mr. Ma assists the nation’s leading investment professionals to resolve their broadest portfolio concerns. As part of the PCG team, he partners with Fidelity’s sales and relationship management teams to arm investment professionals with the tools, know-how, and confidence they need to build robust model portfolios and explain them to their clients. Additionally, the PCG team leverages and builds upon Fidelity’s extensive experience in multi- asset, multi-manager, and multi-horizon portfolio construction. Since its inception in 2013, the PCG team has crafted over 6,000 custom-tailored portfolio reviews while also contributing to unique research and analytics around asset allocation, strategies, and risk. Prior to joining Fidelity in 2015, Mr. Ma managed equity portfolios at a variety of firms, including U.S. equities at SunAmerica, international and global equities at McLean & Partners and BlackRock, and long/short equities at Quad Capital. Previously, he served as a member of the Strategic Relationships team at Putnam Investments where he helped clients to build better portfolios and provided thought leadership. As a co-founder of LifeHarbor, Mr. Ma also used his asset allocation and portfolio construction experience to work in software form. Mr. Ma earned his bachelor of arts degree in chemistry from Harvard University and his master of technology and policy degree from the Massachusetts Institute of Technology (MIT). He is also a CFA® charterholder and holds the Financial Industry Regulatory Authority (FINRA) Series 7, 24, and 63 licenses. Additionally, Mr. Ma is a frequent speaker on investment topics at client venues as well as at Fidelity’s popular Portfolio Construction Institute events.

David is a Principal of Nauset Wealth Management. He develops holistic wealth management and retirement programs for clients with a particular expertise in meeting the needs of financial services professionals. David is a member of the firm’s investment committee. David has been an investment management professional since 1989. His experience spans portfolio management, investment product assessment and development, strategy, 401(k) advice, and compensation structure. David is well known as a founding partner of Casey Quirk, the largest global consultant dedicated to serving investment companies. Prior to Casey Quirk David worked with mid and large retirement plans as an investment consultant at RogersCasey and was a fixed income portfolio manager at Bankers Trust Company. At Greenwich Associates he led the investment management market research team. David received an MBA from Duke University’s Fuqua School of Business and a BA in Economics from Tufts University. He has been frequently quoted in major financial publications including the Wall Street Journal and Pensions & Investments and is a board member of the Boston Investment Professionals. In addition to helping clients plan and invest for their future David enjoys fly fishing and skiing.